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E-Money Deposits

Source: 

http://www.zerohedge.com/news/10-trillion-m2-now-rearview-mirror

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E-Money Deposits

M2 is money in the form of traverlers checks, regular checks, e-money, and similar forms of secondary money.  It is peculiar to see that the total number of deposits made is more than the amount of currency available.  E-money is harder for banks to track, especially when they are in the hands of third party business such as Paypal.  If the central banks underestimate how much money is flowing through the economy, the government will think to print more money, which would cause inflation.

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E-Money Trends

Source: 

http://www.vrl-financial-news.com/cards--payments/cards-international/issues/ci-2011/ci-469-470/prepaid-in-japan-a-%E2%80%98clicks-an.aspx

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E-Money Trends

Contactless e-money comes in the form of Paypal, Bitcoin, and related forms of currency.  We can see a rise of over double the use of contactless e-money when compared to contactless credit.

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Yearly Comparison of Cyber-Crime Complaints

Source: 

http://www.ic3.gov/media/annualreport/2011_ic3report.pdf

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Yearly Comparison of Cyber-Crime Complaints

A good majority of the victims include older generations who are not as tech-savvy or knowledgeable of the dangers of the internet.  The different types of crime are as follows: FBI impersonation, loan intimidation, automobile-auction, romance scams, work-from-home scams, overpayment, identity theft, advance fees, non-auction and non-delivery of merchandise.

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